Hip-hop is no different. Your loops and melodies are your main themes, and how you vary them creates excitement and drama in the music. Remember, hip-hop is a minimalist music — less is more. Fortunately, Karol Faragalli, a realtor friend of mine, was a tremendous help in our case. While many realtors got gun shy when they realized our difficulties getting a loan, she stood by us through the process and worked tirelessly to connect us with the right bank.